Develop, implement, and maintain a comprehensive enterprise risk management framework covering credit, market, liquidity, operational, and technology risks across the organization.
Conduct prudential and capital risk assessments, including stress testing、scenario analysis、capital adequacy evaluations and other regulatory-mandated reviews.
Prepare, validate, and support all regulatory disclosures required of financial institutions and virtual asset service providers (VASPs) , ensuring accuracy and timely submission.
Margin-Account Risk Oversight
Lead the governance and oversight of margin-account operations , including :
Establishing risk policies for margin lending and virtual asset collateral;
Defining and periodically reviewing maximum LTV ratios and haircut methodologies ;
Monitoring collateral valuation, capital add-ons, and counterparty exposures;
Ensuring adherence to client and institutional exposure limits, capital buffers, and net-worth thresholds.
Continuously monitor key risk indicators (KRIs) across business functions, escalating breaches or deviations to senior management and the Board with clear remediation plans.
Operate as an independent second-line function , maintaining objectivity from commercial and trading activities while collaborating closely with Compliance, Finance, Operations, and Technology.
Engage with internal / external auditors, regulatory bodies, and governance committees on matters related to risk management, capital adequacy, and prudential standards.
Promote a strong risk-aware culture by supporting ongoing training, communication, and enhancements to risk methodologies, models, and documentation.
Requirements
Must be legally residing in Brazil.
Minimum 7 years of senior-level experience in financial or prudential risk management, preferably within banks, fintechs, or crypto / virtual asset firms.
Demonstrated independence from commercial functions and proven capability operating as a second-line or independent control function .
Strong command of Central Bank of Brazil risk regulations, prudential rules, capital adequacy requirements, and VASP reporting obligations.
Expertise in market and liquidity risk frameworks , stress testing, scenario modeling, and margin-account governance involving virtual assets.
Bachelor’s degree in Finance, Economics, Risk Management, or a related field; postgraduate qualifications are strongly preferred.
Exceptional analytical skills, strong quantitative capabilities, excellent communication, and full professional fluency in Portuguese and English.
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Expert • Curitiba, BR
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