AML / CFT Compliance Expert

Key Responsibilities

• Develop, implement, and continuously enhance AML / CFT and sanctions policies in alignment with Brazilian regulatory requirements and global best practices.
• Act as a primary compliance interface with regulators, including managing inspections, responding to inquiries, and executing remediation plans.
• Perform risk-based customer due diligence (CDD / KYC / KYB) and enhanced due diligence (EDD) reviews for both individuals and corporate clients.
• Support ongoing monitoring activities, including transaction surveillance, sanctions screening, and the investigation of alerts or potentially suspicious behaviors.
• Prepare, review, and submit Suspicious Transaction Reports (STRs) and other mandatory filings to COAF or relevant regulatory bodies.
• Track legislative and regulatory developments related to AML / CFT and sanctions, and drive timely updates to internal policies and procedures.
• Assist in delivering internal training programs to strengthen organizational awareness of AML / CFT and sanctions compliance obligations.
• Conduct periodic AML / CFT risk assessments to validate control effectiveness and ensure alignment with the company’s enterprise risk management framework.
• Maintain comprehensive documentation, audit trails, and recordkeeping for all compliance assessments, escalations, investigations, and filings.
• Support internal and external audits as well as regulatory reviews, ensuring timely and accurate provision of information.
• Collaborate cross-functionally with Legal, Risk, Operations, and Technology teams to enhance compliance systems, data quality, and operational efficiency.
• Contribute to the evaluation and oversight of third-party service providers supporting AML / CFT and broader compliance functions.

Requirements